Terms of Use
Last Updated: November 21, 2025
1. Acceptance of Terms
By accessing and using RateView ("the Platform"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.
2. Description of Service
RateView is a financial comparison platform that provides:
- Insurance quote comparison (auto, home, condo, tenant)
- Mortgage rate comparison and calculators
- AI-powered quote estimates and affordability calculations
- Connection to licensed insurance agents and mortgage brokers
3. Important Disclaimers
Not a Lender: RateView is not a lender, insurance provider, or mortgage broker. We are a comparison platform that connects you with third-party providers.
No Financial Advice: The information provided on our platform is for informational purposes only and does not constitute financial, legal, or professional advice.
AI Estimates: AI-powered quote estimates are approximations based on the information you provide. Actual rates may vary and are subject to approval by providers.
Rate Changes: All rates and offers are subject to change without notice and may not be available in all provinces or to all applicants.
4. User Responsibilities
When using our platform, you agree to:
- Provide accurate and truthful information
- Keep your contact information up to date
- Not use the platform for any illegal or unauthorized purpose
- Not attempt to manipulate or game our AI systems
- Verify all information with providers before making decisions
5. Privacy and Data
Your use of the platform is also governed by our Privacy Policy. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
6. Intellectual Property
All content on the platform, including text, graphics, logos, and software, is the property of RateView or its licensors and is protected by Canadian and international copyright laws.
7. Limitation of Liability
RateView is not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the platform or any decisions made based on the information provided. You use our services at your own risk.
8. Third-Party Links
Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties.
9. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the platform. Your continued use of our services constitutes acceptance of the modified terms.
10. Governing Law
These Terms of Use are governed by the laws of Canada. Any disputes arising from these terms or your use of the platform will be subject to the exclusive jurisdiction of Canadian courts.
11. Contact Information
If you have questions about these Terms of Use, please contact us:
Email: admin@rateview.ca
Acknowledgment: By using RateView, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.