3.9%
Lowest Rate
$525,000
Avg Home Price
2 min
Quick Pre-Approval
30+
Lenders Compared
Quebec Mortgage Market Overview
Buying Costs
Land Transfer Tax:0.5% - 2.5% (Welcome Tax)
First-Time Buyer Rebate:Various municipal programs
Population:8.6 million
Key Facts
- Lowest auto insurance rates in Canada
- Public bodily injury coverage through SAAQ
- Welcome Tax paid at notary closing
- Strong first-time buyer programs in Montreal
Why Compare Mortgage Rates in Quebec with RateView?
Access to 30+ banks and lenders in one place
No impact to your credit score for pre-approval
Expert mortgage specialists familiar with Quebec market
Save thousands with our best rate guarantee
Free, no-obligation quotes in minutes
Understanding of Quebec-specific programs and incentives
Frequently Asked Questions About Quebec Mortgages
What is the average home price in Quebec?
The average home price in Quebec is approximately $525,000. Prices vary significantly by city, with Montreal typically having higher prices than other areas.
What is the land transfer tax in Quebec?
Quebec has a land transfer tax of 0.5% - 2.5% (Welcome Tax). First-time buyers may be eligible for: Various municipal programs.
How do I get the best mortgage rate in Quebec?
To get the best rate, compare multiple lenders, maintain a good credit score (680+), have a stable income, and consider making a larger down payment. RateView helps you compare 30+ lenders instantly.