Rates as low as 3.9%
23:59:59
Prince Edward Island Mortgage Rates 2026

Find the Best Mortgage Rates in Prince Edward Island

Compare rates from 30+ lenders serving Prince Edward Island. Average home price: $380,000. Get pre-approved online in minutes.

3.9%
Lowest Rate
$380,000
Avg Home Price
2 min
Quick Pre-Approval
30+
Lenders Compared

Prince Edward Island Mortgage Market Overview

Buying Costs

Land Transfer Tax:1% Real Property Transfer Tax
First-Time Buyer Rebate:No specific rebate program
Population:0.17 million

Key Facts

  • Smallest province by population
  • Growing tourism economy
  • Affordable housing relative to income
  • Strong community atmosphere

Why Compare Mortgage Rates in Prince Edward Island with RateView?

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Understanding of Prince Edward Island-specific programs and incentives

Frequently Asked Questions About Prince Edward Island Mortgages

What is the average home price in Prince Edward Island?

The average home price in Prince Edward Island is approximately $380,000. Prices vary significantly by city, with Charlottetown typically having higher prices than other areas.

What is the land transfer tax in Prince Edward Island?

Prince Edward Island has a land transfer tax of 1% Real Property Transfer Tax. First-time buyers may be eligible for: No specific rebate program.

How do I get the best mortgage rate in Prince Edward Island?

To get the best rate, compare multiple lenders, maintain a good credit score (680+), have a stable income, and consider making a larger down payment. RateView helps you compare 30+ lenders instantly.

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