Rates as low as 3.9%
23:59:59
Newfoundland & Labrador Mortgage Rates 2026

Find the Best Mortgage Rates in Newfoundland & Labrador

Compare rates from 30+ lenders serving Newfoundland & Labrador. Average home price: $290,000. Get pre-approved online in minutes.

3.9%
Lowest Rate
$290,000
Avg Home Price
2 min
Quick Pre-Approval
30+
Lenders Compared

Newfoundland & Labrador Mortgage Market Overview

Buying Costs

Land Transfer Tax:No land transfer tax
First-Time Buyer Rebate:N/A (no LTT)
Population:0.5 million

Key Facts

  • No land transfer tax
  • Most affordable homes in Canada
  • Oil & gas sector economy
  • Remote work opportunity zone

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Understanding of Newfoundland & Labrador-specific programs and incentives

Frequently Asked Questions About Newfoundland & Labrador Mortgages

What is the average home price in Newfoundland & Labrador?

The average home price in Newfoundland & Labrador is approximately $290,000. Prices vary significantly by city, with St. John's typically having higher prices than other areas.

What is the land transfer tax in Newfoundland & Labrador?

Newfoundland & Labrador has a land transfer tax of No land transfer tax. First-time buyers may be eligible for: N/A (no LTT).

How do I get the best mortgage rate in Newfoundland & Labrador?

To get the best rate, compare multiple lenders, maintain a good credit score (680+), have a stable income, and consider making a larger down payment. RateView helps you compare 30+ lenders instantly.

Ready to Find Your Best Rate in Newfoundland & Labrador?

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