Rates as low as 3.9%
23:59:59
Manitoba Mortgage Rates 2026

Find the Best Mortgage Rates in Manitoba

Compare rates from 30+ lenders serving Manitoba. Average home price: $365,000. Get pre-approved online in minutes.

3.9%
Lowest Rate
$365,000
Avg Home Price
2 min
Quick Pre-Approval
30+
Lenders Compared

Manitoba Mortgage Market Overview

Buying Costs

Land Transfer Tax:0.5% - 2% on fair market value
First-Time Buyer Rebate:Up to $1,500 school tax reduction
Population:1.4 million

Key Facts

  • Public auto insurance through MPI
  • Very affordable housing market
  • Strong agricultural economy
  • Lower insurance rates than Ontario

Why Compare Mortgage Rates in Manitoba with RateView?

Access to 30+ banks and lenders in one place
No impact to your credit score for pre-approval
Expert mortgage specialists familiar with Manitoba market
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Free, no-obligation quotes in minutes
Understanding of Manitoba-specific programs and incentives

Frequently Asked Questions About Manitoba Mortgages

What is the average home price in Manitoba?

The average home price in Manitoba is approximately $365,000. Prices vary significantly by city, with Winnipeg typically having higher prices than other areas.

What is the land transfer tax in Manitoba?

Manitoba has a land transfer tax of 0.5% - 2% on fair market value. First-time buyers may be eligible for: Up to $1,500 school tax reduction.

How do I get the best mortgage rate in Manitoba?

To get the best rate, compare multiple lenders, maintain a good credit score (680+), have a stable income, and consider making a larger down payment. RateView helps you compare 30+ lenders instantly.

Ready to Find Your Best Rate in Manitoba?

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