Rates as low as 3.9%
23:59:59
Alberta Mortgage Rates 2026

Find the Best Mortgage Rates in Alberta

Compare rates from 30+ lenders serving Alberta. Average home price: $485,000. Get pre-approved online in minutes.

3.9%
Lowest Rate
$485,000
Avg Home Price
2 min
Quick Pre-Approval
30+
Lenders Compared

Alberta Mortgage Market Overview

Buying Costs

Land Transfer Tax:No land transfer tax
First-Time Buyer Rebate:N/A (no LTT to rebate)
Population:4.6 million

Key Facts

  • No provincial sales tax
  • No land transfer tax - major savings
  • Growing tech sector in Calgary
  • Most affordable major cities in Canada

Why Compare Mortgage Rates in Alberta with RateView?

Access to 30+ banks and lenders in one place
No impact to your credit score for pre-approval
Expert mortgage specialists familiar with Alberta market
Save thousands with our best rate guarantee
Free, no-obligation quotes in minutes
Understanding of Alberta-specific programs and incentives

Frequently Asked Questions About Alberta Mortgages

What is the average home price in Alberta?

The average home price in Alberta is approximately $485,000. Prices vary significantly by city, with Calgary typically having higher prices than other areas.

What is the land transfer tax in Alberta?

Alberta has a land transfer tax of No land transfer tax. First-time buyers may be eligible for: N/A (no LTT to rebate).

How do I get the best mortgage rate in Alberta?

To get the best rate, compare multiple lenders, maintain a good credit score (680+), have a stable income, and consider making a larger down payment. RateView helps you compare 30+ lenders instantly.

Ready to Find Your Best Rate in Alberta?

Join thousands of Alberta homeowners who saved with RateView