Rates as low as 3.9%
23:59:59
Quebec Insurance Rates 2026

Compare Insurance Rates in Quebec

Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Quebec.Note: Quebec has a hybrid insurance system.

$780/year
Avg Auto Insurance
$950/year
Avg Home Insurance
Public
Auto Insurance System

Quebec Insurance System

Quebec uses SAAQ (bodily injury) + private (property) for auto insurance. Quebec has public bodily injury coverage through SAAQ, with private insurers providing property damage coverage.

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Understanding of Quebec-specific insurance regulations

Quebec Insurance FAQs

What is the average auto insurance cost in Quebec?

The average auto insurance in Quebec is approximately $780/year. Rates vary based on your driving record, vehicle, location, and coverage level.

Is Quebec auto insurance public or private?

Quebec has a public auto insurance system regulated by SAAQ (bodily injury) + private (property).

How can I lower my insurance rates in Quebec?

You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.

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