Rates as low as 3.9%
23:59:59
Prince Edward Island Insurance Rates 2026

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Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Prince Edward Island.

$880/year
Avg Auto Insurance
$720/year
Avg Home Insurance
Private
Auto Insurance System

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Understanding of Prince Edward Island-specific insurance regulations

Prince Edward Island Insurance FAQs

What is the average auto insurance cost in Prince Edward Island?

The average auto insurance in Prince Edward Island is approximately $880/year. Rates vary based on your driving record, vehicle, location, and coverage level.

Is Prince Edward Island auto insurance public or private?

Prince Edward Island has a private auto insurance system regulated by PEI Superintendent of Insurance.

How can I lower my insurance rates in Prince Edward Island?

You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.

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