Ontario Insurance Rates 2026
Compare Insurance Rates in Ontario
Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Ontario.
$1,680/year
Avg Auto Insurance
$1,250/year
Avg Home Insurance
Private
Auto Insurance System
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Understanding of Ontario-specific insurance regulations
Ontario Insurance FAQs
What is the average auto insurance cost in Ontario?
The average auto insurance in Ontario is approximately $1,680/year. Rates vary based on your driving record, vehicle, location, and coverage level.
Is Ontario auto insurance public or private?
Ontario has a private auto insurance system regulated by FSRA (Financial Services Regulatory Authority).
How can I lower my insurance rates in Ontario?
You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.