Rates as low as 3.9%
23:59:59
Newfoundland & Labrador Insurance Rates 2026

Compare Insurance Rates in Newfoundland & Labrador

Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Newfoundland & Labrador.

$1,100/year
Avg Auto Insurance
$750/year
Avg Home Insurance
Private
Auto Insurance System

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Understanding of Newfoundland & Labrador-specific insurance regulations

Newfoundland & Labrador Insurance FAQs

What is the average auto insurance cost in Newfoundland & Labrador?

The average auto insurance in Newfoundland & Labrador is approximately $1,100/year. Rates vary based on your driving record, vehicle, location, and coverage level.

Is Newfoundland & Labrador auto insurance public or private?

Newfoundland & Labrador has a private auto insurance system regulated by Superintendent of Insurance.

How can I lower my insurance rates in Newfoundland & Labrador?

You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.

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