Rates as low as 3.9%
23:59:59
Alberta Insurance Rates 2026

Compare Insurance Rates in Alberta

Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Alberta.

$1,320/year
Avg Auto Insurance
$1,150/year
Avg Home Insurance
Private
Auto Insurance System

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Understanding of Alberta-specific insurance regulations

Alberta Insurance FAQs

What is the average auto insurance cost in Alberta?

The average auto insurance in Alberta is approximately $1,320/year. Rates vary based on your driving record, vehicle, location, and coverage level.

Is Alberta auto insurance public or private?

Alberta has a private auto insurance system regulated by Alberta Superintendent of Insurance.

How can I lower my insurance rates in Alberta?

You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.

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