Alberta Insurance Rates 2026
Compare Insurance Rates in Alberta
Get instant quotes for auto, home, condo and tenant insurance from top Canadian insurers serving Alberta.
$1,320/year
Avg Auto Insurance
$1,150/year
Avg Home Insurance
Private
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Understanding of Alberta-specific insurance regulations
Insurance Rates by City in Alberta
Get city-specific insurance quotes from top Canadian insurers in your area.
CalgaryEdmontonRed DeerLethbridgeSt. AlbertMedicine HatGrande PrairieAirdrieSpruce GroveFort McMurraySherwood ParkCochraneOkotoksLeducBeaumontChestermereCold LakeLloydminsterCamroseHigh RiverStony PlainLacombeWetaskiwinBrooksStrathmoreSylvan LakeCanmoreMorinvilleOldsFort SaskatchewanTaberPonokaCold Lake
Alberta Insurance FAQs
What is the average auto insurance cost in Alberta?
The average auto insurance in Alberta is approximately $1,320/year. Rates vary based on your driving record, vehicle, location, and coverage level.
Is Alberta auto insurance public or private?
Alberta has a private auto insurance system regulated by Alberta Superintendent of Insurance.
How can I lower my insurance rates in Alberta?
You can lower rates by: bundling home and auto insurance (save up to 25%), maintaining a clean driving record, installing security systems, increasing deductibles, and comparing quotes from multiple insurers.